The growth of financial technology has completely transformed how we manage money, making financial planning more accessible, transparent, and streamlined. Gone are the days of waiting in long queues for banking, as apps like Revolut, Monzo, and Starling Bank let you track your spending, facilitate real-time payments, and even create financial targets – all from your smartphone. By using innovative digital tools, fintech innovators are democratising financial tools that were once reserved for the wealthy or highly financially literate.

One of the most exciting aspects of fintech is its ability to empower users with insights. Budgeting apps can categorise your expenses, showing exactly where your money goes each month, while trading tools such as eToro make trading in stocks, ETFs, and copyright straightforward and user-friendly. These tools help individuals make informed decisions, whether they’re saving personal financial for a holiday or planning long-term investments. The fintech revolution isn’t just about simplifying processes; it’s about providing knowledge and autonomy.

The surge in fintech usage has also pushed traditional banks to innovate, with many financial organisations adopting digital-first strategies to {keep up|stay relevant|